Retirement
401(k) Calculator
401(k) calculator: project your balance to retirement with the 2026 limit ($24,500, plus $8,000 catch-up at 50+), contributions, and growth.
Retirement
Retirement Calculators
Retirement
Roth IRA Calculator
Roth IRA calculator: project tax-free growth to retirement using 2026 limits ($7,500, plus $1,100 catch-up at 50+) and your planned contributions.
Retirement
Retirement Calculator
Retirement calculator: project your nest egg from current savings and monthly contributions, and see what retirement age your plan supports.
Retirement
Social Security Calculator
Estimate your Social Security benefit: enter your earnings and see your monthly payment at 62, 67 and 70. Free estimator using 2026 bend points.
Retirement
401(k) vs Roth IRA Calculator
401(k) vs Roth IRA calculator: put the same pay into both and compare after-tax retirement value, including your employer match.
Retirement Articles & Guides
How Much Should I Have Saved for Retirement by Age? 2026 Salary Multiples
Updated for 2026: Institutional savings benchmarks (Fidelity, Vanguard, T. Rowe Price) and life-expectancy actuarial models verified across current Social Security retirement tables. Measuring your financial preparedness for retirement requires clear, objective benchmarks rather than arbitrary guesswork. Institutional wealth managers (such as Fidelity and Vanguard) use salary-multiple guidelines based on the mathematical reality of replacement income: […]
How Does Social Security Affect Retirement Planning? 2026 Claiming Math
Updated for 2026: Social Security maximum taxable earnings base ($184,500), Full Retirement Age (FRA 67 for all born 1960 or later), and bend point formula updates verified against official SSA fact sheets. Social Security forms the foundational baseline of American retirement income, yet millions of retirees make irreversible claiming decisions without understanding how the benefit […]
401(k) vs Roth IRA: Which Should You Choose? Complete 2026 Decision Guide
Updated for 2026: 2026 IRS contribution limits ($24,500 for 401(k); $7,500 for IRA) and Roth IRA income phase-out ranges ($153,000–$168,000 Single; $242,000–$252,000 Married) verified against IRS Notice 2025-84 / Rev. Proc. 2025-32. The debate between a 401(k) and a Roth IRA comes down to a fundamental tax and behavioral decision: should you take an immediate […]
Roth vs Traditional 401(k): The Tax-Rate Bet & Dave Ramsey Strategy Analyzed
Updated for 2026: 2026 401(k) elective deferral limit ($24,500; catch-up $8,000; ages 60–63 catch-up $11,250 under SECURE 2.0 § 109) and federal tax bracket structures verified against IRS Notice 2025-84. The choice between a Roth 401(k) and a Traditional 401(k) represents a direct mathematical wager on your lifetime tax rates: are you paying a lower […]